Have you considered how much insurance you need? A Financial needs analysis provides us with the questions we don’t think about.
What is remaining on your mortgage?
Do you have a 2nd Mortgage?
Credit line debt?
Have your children started post-secondary education yet?
And many more in depth questions to ensure your beneficiary receives the correct amount required to sustain a financially stable lifestyle in the event a loved one has passed away. This is indefinitely not a step to skip!

pb startup 593338 crop 950x680 - Financial Needs Analysis

Average Median Debt by Age in 2012
  • 15-34
  • 35-44
  • 45-54
  • 55-64
  • 65+

Average Median Debt by Age in 1999
  • 15-34
  • 35-44
  • 45-54
  • 55-64
  • 65+

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